Financial Results as of March 31, 2026
ARMANFIN · price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
Arman Financial Services reported consolidated total income of Rs. 64,586.57 lakhs for FY26, down from Rs. 73,004.39 lakhs in FY25, representing approximately 11.5% revenue decline. Despite the lower revenue, profit after tax grew 8.7% to Rs. 5,660.53 lakhs (FY25: Rs. 5,207.32 lakhs), indicating improved operational efficiency and cost management. The consolidated debt-equity ratio stands at 1.90x with total assets of Rs. 2,79,781.02 lakhs. Net profit margin improved to 8.76% from 7.13% in the prior year. Basic EPS for the year is Rs. 53.91. Stage 3 loan assets represent 3.43% of gross loans (net: 0.93%), suggesting manageable asset quality. Auditors issued an unmodified opinion on the financial statements.
The company delivered PAT growth despite revenue decline, reflecting better margin management. The high debt-equity ratio of 1.90x warrants monitoring. Stage 3 asset ratios indicate controlled credit quality.