Financial Results as of March 31, 2026
ARMANFIN · price
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Arman Financial Services reported consolidated total income of Rs. 64,586.57 lakhs for FY26, down from Rs. 73,004.39 lakhs in FY25, representing approximately 11.5% revenue decline. Despite the lower revenue, profit after tax grew 8.7% to Rs. 5,660.53 lakhs (FY25: Rs. 5,207.32 lakhs), indicating improved operational efficiency and cost management. The consolidated debt-equity ratio stands at 1.90x with total assets of Rs. 2,79,781.02 lakhs. Net profit margin improved to 8.76% from 7.13% in the prior year. Basic EPS for the year is Rs. 53.91. Stage 3 loan assets represent 3.43% of gross loans (net: 0.93%), suggesting manageable asset quality. Auditors issued an unmodified opinion on the financial statements.
The company delivered PAT growth despite revenue decline, reflecting better margin management. The high debt-equity ratio of 1.90x warrants monitoring. Stage 3 asset ratios indicate controlled credit quality.