Audited Financial Results for the Quarter and Year Ended on March 31, 2026
BAIDFIN · price
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Baid Finserv Limited reported total income of ₹8,254.58 lakhs for FY2026, up 51.7% from ₹5,440.93 lakhs in FY2025. Net interest income grew to ₹7,854.33 lakhs from ₹6,717.54 lakhs. Profit after tax stood at ₹149.49 lakhs versus ₹134.45 lakhs in the previous year, representing 11.2% growth. Basic EPS improved to ₹1.15 from ₹1.12. The loan portfolio increased to ₹48,639.73 lakhs from ₹40,265.13 lakhs. Borrowings rose to ₹28,538.28 lakhs from ₹25,533.70 lakhs. The company converted 48,02,732 warrants into equity shares, increasing share capital to ₹3,097.76 lakhs. Operating cash flow turned negative at ₹3,326.95 lakhs. The statutory auditor issued an unmodified (clean) opinion. The company is classified under RBI's 'Base Layer' NBFC category.
Revenue growth is strong at 51.7%, but PAT growth of 11.2% lags significantly. The negative operating cash flow despite profit is a concern and may raise questions about cash conversion quality. No audit qualifications are positive for compliance.