Bajaj Housing Finance Limited has submitted to the Exchange, the unaudited financial results for the period ended Jun 30, 2025.
BAJAJHFL · price
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On the reaction day the stock moved 1.8 pts less than Nifty Midcap 150 and 1.3 pts less than its Housing Finance Company peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.
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Bajaj Housing Finance reported Q1 FY26 results with profit after tax rising 21% year-on-year to ₹583.30 crore, driven by a 33% jump in net interest income to ₹887 crore. Total revenue from operations grew to ₹2,615.71 crore from ₹2,208.65 crore, supported by interest income growth of about 21%. Assets under management expanded 24% YoY to ₹1.20 lakh crore, with loan assets also up 24% to ₹1.06 lakh crore. Asset quality remained stable with gross NPA at 0.30% and net NPA at 0.13%, while capital adequacy stood at a strong 26.94% (well above the 15% regulatory requirement). The joint statutory auditors (Singhi & Co. and Mukund M. Chitale & Co.) issued an unmodified limited review opinion with no qualifications, and the company confirmed full utilisation of IPO proceeds with no deviations.
Strong quarter with healthy loan book expansion, improving profitability, and stable asset quality — likely positive for investor sentiment. Robust capital position (26.94% CRAR), AAA credit rating, and improving debt-equity ratio (4.31 vs 4.98) provide a solid cushion for continued growth.