Q2 profit rises 18% as loan assets grow 26% and provisions jump

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Price reactionminutes from the announcement price · days from the prior close

+0.2%Reaction day

₹109.25

prior close

₹110.00

announcement price

After-mkt

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Nifty Midcap 150market · index membership as recorded later (tracked since Jun 2026)+0.5%-0.3% vs market

Housing Finance Company peers, median of 17sector-1.0%+1.2% vs sector

On the reaction day the stock moved 0.3 pts less than Nifty Midcap 150 and 1.2 pts more than its Housing Finance Company peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

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Reaction day

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Next day

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UpDownMarket · Nifty Midcap 150Sector · Housing Finance Company peers, median of 17Pending

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AI summary

For the quarter ended September 30, 2025, total income rose 14% to Rs 2,755 crore and profit after tax rose 18% to Rs 643 crore. Half-year profit rose 19% to Rs 1,226 crore. Loan assets grew 26% to Rs 1.13 lakh crore, while gross bad loans fell to 0.26% from 0.29%. Provisions rose to Rs 50 crore from Rs 5 crore. Half-year operating cash outflow widened to Rs 11,858 crore, mainly due to loan growth.

Likely market impact

Strong growth and lower bad loans support the stock, but higher provisions and the large lending-related cash outflow may keep investors cautious.