Q2 FY27 net profit rises 41 percent; gross bad loans fall to 1.25 percent

Revenue Growth 20pctPat Growth 25pctEmphasis Of MatterNegative Operating CashflowResults View source PDF Explain this filing

MAHABANK · price

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Price reactionminutes from the announcement price · days from the prior close

+5.1%Reaction day

₹76.12

prior close

₹77.00

announcement price

After-mkt

timing

Nifty Midcap 150market+0.9%+4.2% vs market

Public Sector Bank peers, median of 11sector+1.1%+4.0% vs sector

On the reaction day the stock moved 4.2 pts more than Nifty Midcap 150 and 4.0 pts more than its Public Sector Bank peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

Stock

+2.3

10m

+1.6

15m

+1.4

30m

+0.5

Sessions after the filingfrom the prior close

StockMarketvs marketSectorvs sector

Reaction day

+5.1+0.9+4.2+1.1+4.0

Next day

+5.0+1.2+3.8+0.2+4.7

+6.4+2.1+4.3+2.6+3.8

+6.9pendingpending+0.9+6.0

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15d

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UpDownMarket · Nifty Midcap 150Sector · Public Sector Bank peers, median of 11Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

Standalone Q2 income rose 22.1 percent to Rs 9,735 crore and net profit 41.4 percent to Rs 2,310 crore. H1 profit was Rs 4,330 crore and operating cash flow was negative. Gross bad loans fell to 1.25 percent from 1.72 percent; capital ratio rose to 18.51 percent. Auditors highlighted Rs 250 crore reversed from COVID provisions, leaving Rs 510 crore held. It added Rs 500 crore for credit losses and fully covered net fraud losses of Rs 273 crore.

Likely market impact

Profit growth and better bad-loan ratios may support the stock, but fraud losses, added credit provisions and negative bank cash flow remain risks.