We are attaching herewith Annual Report for the year 2024-25
CAPTRUST · price
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Capital Trust Limited, a Delhi-based Base Layer NBFC listed on NSE and BSE, has filed its 39th Annual Report for FY 2024-25. The company focuses on lending to micro-entrepreneurs, shopkeepers, and small businesses in rural and semi-urban India, with over 1 lakh live customers served through a digitally enabled model. It operates in 11 states using a hub-and-spoke branch model and has disbursed over ₹4,500 crore cumulatively since inception to more than 10 lakh clients. The company has partnerships with 11 financial institutions for co-lending and Business Correspondent arrangements under its Lending-as-a-Service (LaaS) strategy, enabling monthly disbursement capacity of ₹75 crore. Loan products include unsecured MSME loans (₹30,000–₹2 lakh) and secured Micro LAP loans (₹3–10 lakh). Chairman Yogen Khosla highlighted the company's blend of technology with human touch, Aadhaar-based eKYC approval from RBI, and recognition as a Great Place to Work.
The annual report is a routine regulatory filing and is unlikely to cause an immediate stock price reaction. Investors should review the audited financial statements section for actual revenue, profit, asset quality, and capital adequacy figures to assess business performance. The continued focus on co-lending and digital transformation may improve capital efficiency and scalability.