Q2 FY27: 47% disbursement growth, 40% PBT growth and stable asset quality
CHOLAFIN · price
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Cholamandalam reported Q2 FY27 disbursements of Rs 35,872 crore, up 47%, and consolidated AUM of Rs 2.68 lakh crore, up 25%. PBT rose 40% to Rs 2,188 crore and PAT 41% to Rs 1,630 crore. NIM was 7.9%, GNPA improved to 4.44% from 4.57%, and CAR was 20.62%. Management expects steady vehicle demand, 19-21% LAP growth in FY27 and disciplined portfolio expansion.
Strong growth, stable margins and better asset quality support shareholder confidence, though borrower stress and credit-cycle risks remain.