City Union Bank Limited has submitted to the Exchange, the financial results for the period ended September 30, 2025.
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City Union Bank announced its Q2 and H1 FY2026 results, reporting a strong 34% year-on-year jump in net profit to ₹32,859 lakh for the quarter ended September 30, 2025, up from ₹24,518 lakh in Q2 FY2025. For the half year, net profit rose about 15% to ₹63,451 lakh. Total income grew roughly 27% YoY in Q2 to ₹211,326 lakh, driven by higher interest income and healthy growth in other income. The bank reported strong business expansion with deposits up 21% to ₹6,94,860 crore and advances up 19% to ₹5,66,809 crore. Asset quality improved materially, with gross NPAs falling to 2.42% from 3.54% a year ago and net NPAs at 0.59%. The joint statutory central auditors issued an unmodified (clean) limited review opinion, and operating cash flow turned strongly positive at ₹1,92,137 lakh versus a negative ₹2,49,797 lakh in the prior year period.
Strong profit growth, healthy loan and deposit expansion, and a sharp improvement in asset quality are positive for shareholders. The clean audit opinion and swing to positive operating cash flow reinforce confidence in the bank's fundamentals.