Press Release
CREDITACC · price
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CreditAccess Grameen reported strong Q4 FY26 results with PAT surging 619.4% YoY to Rs 340 crore, driven by improved asset quality and operational efficiency. Total income grew 13.6% YoY to Rs 1,598.6 crore while pre-provision operating profit rose 23.1% to Rs 780.3 crore. For the full year FY26, PAT grew 46.3% to Rs 777.6 crore. The company expanded its AUM by 14% YoY to Rs 29,590 crore with disbursements up 28.4%. Portfolio at Risk (PAR 0+) improved significantly from 4.4% to 3.0% quarter-on-quarter. The retail finance portfolio share increased to 18.1% from 5.9% a year ago, reflecting strategic diversification. The company announced Project Shakti transformation initiative for the next decade and guided for 20-25% AUM growth in FY27.
Exceptional PAT growth and improving asset quality signal strong operational recovery. The strategic shift toward retail finance and digital initiatives positions the company for sustainable growth. Capital adequacy at 24.4% CRAR provides sufficient buffer for planned expansion.