CSB Bank Limited has submitted to the Exchange, the financial results for the period ended March 31, 2026.
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CSB Bank reported audited financial results for FY2026 with total income of Rs 5,68,179 lakhs, up 24.3% from Rs 4,56,920 lakhs in FY2025. Net profit grew 6.6% to Rs 63,318 lakhs from Rs 59,380 lakhs. Operating profit before provisions increased 19.2% to Rs 1,08,539 lakhs. EPS improved to Rs 36.50 from Rs 34.23. Gross NPAs rose slightly to Rs 66,978 lakhs (1.66%) from Rs 49,846 lakhs (1.57%), though net NPAs improved to Rs 15,823 lakhs (0.40%) from Rs 16,353 lakhs (0.52%). Capital adequacy remains healthy at 20.66%. The Joint Statutory Auditors (Walker Chandiok & Co LLP and Sundaram & Srinivasan) issued an unmodified (clean) audit opinion.
The bank delivered steady profit growth with strong revenue expansion, though operating cash flow was negative at Rs 31,365 lakhs due to higher advances and investments. The clean audit opinion is positive for shareholders, while the rising gross NPA ratio warrants monitoring.