Outcome of the Board Meeting dated May 4, 2026 - Submission of Audited Financial Results and Audit Report thereon, for the quarter and financial year ended March 31, 2026
CSBBANK · price
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CSB Bank reported total income of ₹5,68,179 Lakhs for FY2026, up 24.3% from ₹4,56,920 Lakhs in FY2025, driven by growth in advances and investments. Net profit increased 6.6% to ₹63,318 Lakhs from ₹59,380 Lakhs. Operating profit before provisions rose to ₹1,08,539 Lakhs from ₹91,024 Lakhs. Gross NPAs increased to ₹66,978 Lakhs (1.66%) from ₹49,846 Lakhs (1.57%), though net NPAs improved to ₹15,823 Lakhs (0.40%) from ₹16,353 Lakhs. Capital Adequacy Ratio declined to 20.66% from 22.46%, while the debt-to-equity ratio increased significantly to 146.18% from 123.31%. The joint statutory auditors issued an unmodified opinion on the financial statements.
The bank delivered healthy revenue growth exceeding 20%, but PAT growth lagged due to increased provisioning and operating expenses. Rising gross NPAs and a higher leverage ratio warrant monitoring, though strong capital adequacy provides a buffer.