Q2 FY27 profit doubles as net bad-loan ratio falls to 0.45%
DHANBANK · price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
On the reaction day the stock moved 14.2 pts less than Nifty Microcap 250 and 14.0 pts less than its Private Sector Bank peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.
Minute windows have no benchmark: there is no intraday index history to compare against.
Dhanlaxmi Bank reported Q2 FY27 total income of Rs 51,860 lakh, up 24.0% year on year, and net profit of Rs 4,855 lakh, up 109%. Gross bad loans fell to 1.76% of advances from 3.10%, and net bad loans to 0.45% from 1.12%. Capital adequacy rose to 18.86%. For H1, income was Rs 100,285 lakh, profit Rs 7,346 lakh and operating cash flow was Rs 23,284 lakh. Auditors found no material issue in the limited review.
Profit growth, lower bad loans and stronger capital ratios support shareholders. Loan growth, funding costs and valuation could move the stock.