BSEHighNegative
Announced Fri, 2 May · 20:48 IST

Disclosure under Regulation 30 of SEBI (LODR) Regulations, 2015

Regulatory & Legal View source PDF
Price reaction · full curve

Awaiting price reaction for this filing.

AI summary

The Reserve Bank of India (RBI) has imposed a monetary penalty of ₹31.80 lakh on Bank of Maharashtra for non-compliance with certain RBI directions regarding accounts opened using Aadhaar OTP-based e-KYC in non-face-to-face mode. The penalty was levied under Section 47A(1)(c) read with Sections 46(4)(i) and 51(1) of the Banking Regulation Act, 1949, following the RBI's Statutory Inspection for Supervisory Evaluation (ISE 2024) with reference to the bank's financial position as on March 31, 2024. The bank has stated it has taken cognizance of the letter and initiated preventive and comprehensive corrective measures to avoid future recurrence.

Likely market impact

The penalty amount of ₹31.80 lakh is financially negligible for a public sector bank of Bank of Maharashtra's scale. However, it does flag procedural compliance weaknesses in the digital onboarding process, which investors monitoring governance and regulatory adherence should note. No material impact on operations or capital is expected.