Q2 FY27 PAT rises 47% as loan book reaches ₹131 crore

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Price reactionminutes from the announcement price · days from the prior close

-3.3%Reaction day

₹59.00

prior close

₹61.90

announcement price

After-mkt

timing

Nifty Microcap 250market · in no size index; the smallest one is usedpendingvs market: pending

Non Banking Financial Company (NBFC) peers, median of 216sector+0.6%-3.9% vs sector

On the reaction day the stock moved 3.9 pts less than its Non Banking Financial Company (NBFC) peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

Stock

+1.3

10m

+0.1

15m

-4.6

30m

-7.5

Sessions after the filingfrom the prior close

StockMarketvs marketSectorvs sector

Reaction day

-3.3pendingpending+0.6-3.9

Next day

-2.6pendingpending+0.4-3.0

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15d

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UpDownMarket · Nifty Microcap 250Sector · Non Banking Financial Company (NBFC) peers, median of 216Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

Emerald Finance reported Q2 FY27 gross income of ₹10.07 crore, up 45.8% year on year and 6.7% quarter on quarter. PAT was ₹5.31 crore, up 47.3% year on year and 8.8% quarter on quarter, taking first-half PAT above ₹10 crore. The loan book reached ₹131 crore. EWA processing fees and MSME interest income rose, while distribution income fell 7.7% quarter on quarter. The company also launched Emerald Ekam, combining salary access, loans, insurance and investments.

Likely market impact

Strong profit growth, a larger loan book and a new cross-selling platform may support the stock, though quarterly distribution income declined.