BSEEmerald Finance LtdHighNeutral
Announced Thu, 22 May · 20:58 IST

Submission of Audited Results for the FY 2024-25

Revenue Growth 20pctPat Growth 25pctNegative Operating CashflowResults View source PDF

Price

Loading chart…

▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reaction · full curve

Awaiting price reaction for this filing.

AI summary

Emerald Finance Limited's board approved audited results for FY24-25 along with a dividend of Rs. 0.09 per share. Standalone total revenue jumped to Rs. 1,347.18 lacs from Rs. 742.50 lacs (~81% growth), while profit after tax more than doubled to Rs. 644.38 lacs from Rs. 300.60 lacs (~114% growth). Consolidated numbers were stronger: revenue at Rs. 2,163.42 lacs and PAT at Rs. 888.87 lacs (up ~115%). The statutory auditor issued an unmodified (clean) opinion on both standalone and consolidated results. Notably, net cash used in operating activities was deeply negative at Rs. (1,600.74) lacs standalone and Rs. (1,334.65) lacs consolidated, driven by a sharp expansion of the loan book (Loans & Advances grew ~62% to Rs. 7,272 lacs). Two preferential equity allotments (Rs. 10 cr in Dec 2024 and Rs. 10.02 cr in Mar 2025) were made, with proceeds not yet utilised.

Likely market impact

Strong earnings growth and a maiden dividend are positive signals for shareholders and likely to support the stock. However, the negative operating cash flow reflects aggressive lending growth funded mainly by fresh equity and borrowings, so investors should watch asset quality and deployment of the recently raised capital.