Submission of Audited Results for the FY 2024-25
Price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
On the reaction day the stock moved 2.5 pts more than Nifty Microcap 250 and 3.0 pts more than its Non Banking Financial Company (NBFC) peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.
Minute windows have no benchmark: there is no intraday index history to compare against.
Emerald Finance Limited's board approved audited results for FY24-25 along with a dividend of Rs. 0.09 per share. Standalone total revenue jumped to Rs. 1,347.18 lacs from Rs. 742.50 lacs (~81% growth), while profit after tax more than doubled to Rs. 644.38 lacs from Rs. 300.60 lacs (~114% growth). Consolidated numbers were stronger: revenue at Rs. 2,163.42 lacs and PAT at Rs. 888.87 lacs (up ~115%). The statutory auditor issued an unmodified (clean) opinion on both standalone and consolidated results. Notably, net cash used in operating activities was deeply negative at Rs. (1,600.74) lacs standalone and Rs. (1,334.65) lacs consolidated, driven by a sharp expansion of the loan book (Loans & Advances grew ~62% to Rs. 7,272 lacs). Two preferential equity allotments (Rs. 10 cr in Dec 2024 and Rs. 10.02 cr in Mar 2025) were made, with proceeds not yet utilised.
Strong earnings growth and a maiden dividend are positive signals for shareholders and likely to support the stock. However, the negative operating cash flow reflects aggressive lending growth funded mainly by fresh equity and borrowings, so investors should watch asset quality and deployment of the recently raised capital.