Submission of Financial Results

Revenue Growth 20pctPat Growth 25pctEbitda Margin ExpansionNegative Operating CashflowResults View source PDF Explain this filing

Price

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Price reactionminutes from the announcement price · days from the prior close

-3.2%Reaction day

₹89.90

prior close

₹89.89

announcement price

After-mkt

timing

Nifty Microcap 250market · in no size index; the smallest one is used+0.5%-3.7% vs market

Non Banking Financial Company (NBFC) peers, median of 206sector+0.0%-3.2% vs sector

On the reaction day the stock moved 3.7 pts less than Nifty Microcap 250 and 3.2 pts less than its Non Banking Financial Company (NBFC) peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

Stock

+0.1

10m

-4.3

15m

-6.0

30m

-2.0

Sessions after the filingfrom the prior close

StockMarketvs marketSectorvs sector

Reaction day

-3.2+0.5-3.7+0.0-3.2

Next day

-9.1+0.0-9.2+0.0-9.1

-9.6+1.0-10.6+0.3-9.9

-5.9+2.1-8.0+1.7-7.6

-1.0+1.6-2.6+1.1-2.1

+0.7+1.2-0.6+0.7-0.0

-1.2+1.9-3.1+1.2-2.5

15d

-0.7+0.4-1.1+0.3-1.1

-2.1+1.5-3.6+0.0-2.1

-15.6-4.4-11.2-5.2-10.4

-11.0-7.2-3.8-6.8-4.2

UpDownMarket · Nifty Microcap 250Sector · Non Banking Financial Company (NBFC) peers, median of 206Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

Emerald Finance Limited reported strong un-audited results for Q2 FY26. Standalone total revenue from operations rose to ₹489.24 lacs (vs ₹293.88 lacs in Q2 FY25, up ~66% YoY), while H1 FY26 revenue grew to ₹960.02 lacs (vs ₹543.81 lacs). Standalone profit after tax more than doubled to ₹297.73 lacs in Q2 (vs ₹143.85 lacs) and reached ₹560.97 lacs for H1 FY26 (vs ₹254.28 lacs). On a consolidated basis, H1 FY26 revenue stood at ₹1,361.50 lacs and PAT at ₹679.35 lacs, up ~45% and ~81% YoY respectively. The loan book expanded from ₹7,272 lacs to ₹8,749 lacs (standalone), which is why operating cash flow turned negative at ₹(1,107.93) lacs for H1. The Board also accepted the resignation of Internal Auditor Mrs. Navneet Kaur and appointed Ms. Shivangi Sharma, besides constituting the CSR Committee and approving the CSR Policy. The auditor's review report is clean and unqualified.

Likely market impact

Strong top-line and profit growth on both standalone and consolidated basis signals healthy business momentum for this NBFC, likely to be viewed positively by shareholders. However, the sharp drop in cash balance (from ₹1,695 lacs to ₹450 lacs) and negative operating cash flow are worth monitoring as they reflect aggressive loan-book expansion that may pressure near-term liquidity.