ESAF SFB FY26 net loss narrows to Rs 166 cr; Q4 turns profitable at Rs 23.5 cr

Pat NegativePat Growth 25pctExceptional ItemResults View source PDF

ESAFSFB · price

Loading chart…

▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reaction · full curve 14 horizons · vs prior close

+1.8%1-day move

₹26.49

prior close

₹26.25

base price

After-mkt

timing

5m10m15m30m1D2D3D4D5D7D15D1M2M3M

+3.0+3.7+3.6+2.4+1.8+3.1+3.1+11.9+16.0+15.7+9.4+5.7+30.5—

Up moveDown movePending

AI summary

ESAF Small Finance Bank reported Q4 FY26 net profit of Rs 23.51 cr, up from Rs 7.12 cr in Q4 FY25. FY26 net loss narrowed sharply to Rs 166.40 cr from Rs 521.39 cr, a 68% improvement. Total income was nearly flat at Rs 4,348 cr vs Rs 4,329 cr. Asset quality improved with GNPA falling to 5.41% (from 6.87%) and NNPA to 1.77% (from 2.99%). Capital adequacy ratio stayed strong at 22.22%. Joint statutory auditors issued an unmodified opinion.

Likely market impact

Narrowed losses and improved asset quality signal gradual recovery, though the bank remains loss-making at the full-year level.