ESAF SFB Q1 FY27 net profit Rs 80 Cr, NPA improves sharply

Revenue Growth 20pctPat Growth 25pctEbitda Margin ExpansionResults View source PDF Explain this filing

ESAFSFB · price

Loading chart…

▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reactionminutes from the announcement price · days from the prior close

+17.1%Reaction day

₹36.47

prior close

₹37.19

announcement price

In-mkt

timing

Nifty Microcap 250market · in no size index; the smallest one is used+1.1%+16.0% vs market

Other Bank peers, median of 8sector+1.6%+15.5% vs sector

On the reaction day the stock moved 16.0 pts more than Nifty Microcap 250 and 15.5 pts more than its Other Bank peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

Stock

+5.7

10m

+4.1

15m

+4.7

30m

+3.5

Sessions after the filingfrom the prior close

StockMarketvs marketSectorvs sector

Reaction day

+17.1+1.1+16.0+1.6+15.5

Next day

+12.8+2.4+10.3+2.2+10.5

+15.2+2.9+12.3+1.0+14.2

+14.3+4.2+10.1+1.0+13.4

+16.8+4.6+12.2+0.1+16.7

+9.9+4.6+5.3-0.2+10.1

+4.6+4.4+0.2+0.7+3.9

15d

+20.1+5.7+14.4+1.3+18.8

+17.9+6.6+11.4-2.8+20.8

+22.0+5.4+16.6-4.7+26.7

—————

UpDownMarket · Nifty Microcap 250Sector · Other Bank peers, median of 8Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

ESAF Small Finance Bank reported Q1 FY27 net profit of Rs 80.08 crore versus a loss of Rs 81.22 crore year ago, a sharp turnaround. Total income rose 31.5% YoY to Rs 1,346 crore from Rs 1,023 crore. Net NPA improved to 0.83% from 3.77%, and gross NPA fell to 5.40% from 7.48%. Capital adequacy ratio stood at 23.86%. Bank raised Rs 85 crore Tier II capital via private placement. Joint auditors issued an unmodified limited review opinion.

Likely market impact

Sharp earnings turnaround and big drop in NPAs signal asset quality recovery and a return to profitability for shareholders.