ESAF SFB Q2 FY26 net loss Rs 116 cr; income down 12 percent YoY

Pat NegativeRevenue DeclineExceptional ItemResults View source PDF Explain this filing

ESAFSFB · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reactionminutes from the announcement price · days from the prior close

-3.1%Reaction day

₹27.87

prior close

₹27.74

announcement price

After-mkt

timing

Nifty Microcap 250market · in no size index; the smallest one is used+0.9%-4.1% vs market

Other Bank peers, median of 8sector-0.1%-3.0% vs sector

On the reaction day the stock moved 4.1 pts less than Nifty Microcap 250 and 3.0 pts less than its Other Bank peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

Stock

-1.8

10m

-1.4

15m

-1.8

30m

-2.3

Sessions after the filingfrom the prior close

StockMarketvs marketSectorvs sector

Reaction day

-3.1+0.9-4.1-0.1-3.0

Next day

-2.9+0.8-3.8-0.0-2.9

-3.2+0.7-4.0+1.9-5.1

-3.4+1.3-4.8+4.9-8.4

-1.0+0.5-1.5+3.6-4.6

-2.4+0.4-2.8+4.0-6.4

-2.8-1.5-1.3+2.7-5.6

15d

-5.7-2.4-3.3+5.6-11.3

-8.0-4.4-3.6+0.1-8.1

-8.5-7.2-1.3+3.1-11.6

+1.3-5.0+6.2-0.4+1.7

UpDownMarket · Nifty Microcap 250Sector · Other Bank peers, median of 8Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

ESAF SFB Q2 FY26 net loss Rs 115.81 crore vs Rs 190.07 crore loss in Q2 FY25 but wider than Rs 81.22 crore in Q1 FY26. H1 FY26 loss Rs 197.03 crore vs Rs 127.30 crore prior year period. Total income fell to Rs 964.98 crore from Rs 1,093.01 crore. Provisions at Rs 248.67 crore. Capital adequacy ratio 22.43 percent. Joint auditors gave unmodified review opinion. Board cleared director changes and committee reconstitution.

Likely market impact

Sustained losses point to asset quality stress. Unmodified audit and fresh board appointments are modest positives for shareholders.