ESAF SFB Q3 FY26: Bank posts Rs 7 cr profit vs Rs 211 cr loss a year ago

Pat NegativeExceptional ItemResults View source PDF Explain this filing

ESAFSFB · price

Loading chart…

▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reactionminutes from the announcement price · days from the prior close

+0.7%Reaction day

₹28.15

prior close

₹29.33

announcement price

After-mkt

timing

Nifty Microcap 250market · in no size index; the smallest one is used-1.3%+2.0% vs market

Other Bank peers, median of 8sector-1.6%+2.3% vs sector

On the reaction day the stock moved 2.0 pts more than Nifty Microcap 250 and 2.3 pts more than its Other Bank peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

Stock

-1.8

10m

-1.4

15m

-1.7

30m

-2.1

Sessions after the filingfrom the prior close

StockMarketvs marketSectorvs sector

Reaction day

+0.7-1.3+2.0-1.6+2.3

Next day

-0.5+2.4-3.0-1.0+0.4

-1.0+3.8-4.8+0.2-1.3

+1.5+2.7-1.2-1.0+2.5

+3.7+1.9+1.8-0.4+4.1

+3.6+4.6-1.0+2.6+0.9

+1.2+5.1-3.8+1.1+0.1

15d

-3.0+2.1-5.1-1.3-1.7

-7.2-2.1-5.2-5.9-1.3

-17.8-6.4-11.4-12.8-5.0

-6.2+9.5-15.8+5.6-11.8

UpDownMarket · Nifty Microcap 250Sector · Other Bank peers, median of 8Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

ESAF SFB reported unaudited Q3 FY26 results showing a swing to net profit of Rs 7.12 cr vs net loss of Rs 210.90 cr in Q3 FY25. Total income rose to Rs 1,163.44 cr from Rs 1,061.78 cr. For 9M FY26, net loss narrowed to Rs 189.91 cr vs Rs 452.13 cr in 9M FY25, on total income of Rs 3,151.79 cr. Gross NPA improved to 5.64% from 6.96% and Net NPA to 2.73% from 2.97%. CRAR stood at 22.68%. Joint auditors issued unmodified opinion.

Likely market impact

Sharp swing to profit and better asset quality are encouraging, but 9M FY26 still in the red; watch recovery trend.