ESAFSFBBSEESAF SMALL FINANCE BANK LHighNeutral
Announced Fri, 31 Jul · 13:23 IST

Q1 FY27 results: PAT swings to Rs 80.08 cr profit from Rs 81.22 cr loss YoY

Revenue Growth 20pctPat Growth 25pctEbitda Margin ExpansionAuditor Mid Year ChangeResults View source PDFExplain this filing

ESAFSFB · price

Loading chart…

▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reaction · full curve 14 horizons · vs prior close
+12.8%1-day move
₹36.47
prior close
₹39.94
base price
In-mkt
timing
5m10m15m30m1D2D3D4D5D7D15D1M2M3M
-3.0-2.5-3.0-3.7+12.8+15.2+14.3+16.8+9.9+4.6+20.1
Up moveDown movePending
AI summary

ESAF Small Finance Bank reported Q1 FY27 standalone net profit of Rs 80.08 crore, swinging from a loss of Rs 81.22 crore in Q1 FY26. Total income rose 31.5% YoY to Rs 1,346.01 crore. Operating profit before provisions surged to Rs 348.98 crore from Rs 124.92 crore. Gross NPA improved to 5.40% from 7.48% and net NPA to 0.83% from 3.77%. Capital adequacy ratio stood at 23.86%. Auditors issued unmodified opinion.

Likely market impact

Sharp turnaround in profit, improved asset quality, and strong income growth signal operational improvement. Positive for investor sentiment.