FEDERALBNKNSEThe Federal Bank Limited· BanksHighNeutral
Announced Wed, 29 Apr · 14:24 IST

The Federal Bank Limited has informed the Exchange regarding a press release dated April 29, 2026, titled "Press Release on Audited Financial Results for the quarter and year ended March 31, 2026".

Pat Growth 25pctEbitda Margin ExpansionResults View source PDF

FEDERALBNK · price

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₹291.00
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₹287.85
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AI summary

Federal Bank reported a strong Q4 FY26 with net profit of ₹1,259.10 crore, up 20.93% sequentially, driven by margin expansion, surging fee income, and improved asset quality. Both CASA and NR deposits crossed the ₹1 lakh crore milestone, reaching ₹1,03,390.30 crore and ₹1,02,619.69 crore respectively. NIMs reclaimed pre-rate cut levels at 3.74%, while RoA improved to 1.36% and RoE expanded to 13.69%. Asset quality reached historic lows with GNPA at 1.62% and NNPA at 0.20%. The cost-to-income ratio improved sharply to 47.28%, a sequential reduction of 665 bps, reflecting strong operating leverage. Total business crossed ₹5.78 lakh crore, with the bank also launching a new wealth management platform during the quarter.

Likely market impact

Strong quarter with multiple structural milestones (CASA and NR deposits crossing ₹1 lakh crore, NIMs at pre-rate cut levels) and record asset quality positions Federal Bank favourably, signalling robust execution of its strategic roadmap and improved profitability trajectory.