Fino Payments Bank Q4 FY26: Profit plunges, CEO arrest, SFB transition approved

Revenue DeclineEbitda Margin CompressionExceptional ItemAuditor Mid Year ChangeNegative Operating CashflowEmphasis Of MatterResults View source PDF

FINOPB · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reaction · full curve 14 horizons · vs prior close

-5.9%1-day move

₹134.78

prior close

₹129.85

base price

After-mkt

timing

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-2.5-3.8-5.1-4.3-5.9-3.5-2.4+1.0-1.6-6.1-8.3-7.1+6.8—

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AI summary

Fino Payments Bank FY26 net profit fell 43% to ₹52.46 cr; total income dropped 14% to ₹1,588 cr. Q4 net profit crashed 70% to ₹7.1 cr. ₹4.4 cr exceptional item booked for new Labour Codes. MD & CEO Rishi Gupta arrested by DGGI in Feb 2026 (granted bail in March); RBI gave in-principle approval for Small Finance Bank transition. Auditor changed to Bilimoria Mehta & Co. Operating cash flow turned sharply negative at -₹307 cr. Deposits grew 23% to ₹2,379 cr. Capital adequacy strong at 84%.

Likely market impact

Profit slump and CEO arrest are negatives, but strong capital, deposit growth, and SFB transition approval are positives. Watch cash flow.