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GICHSGFINNSEGIC Housing Finance Limited· FinanceHighPositive
Announced Fri, 16 May, 2025 · 18:38 IST

GIC Housing Finance Limited has informed the Exchange that Board of Directors at its meeting held on May 16, 2025, recommended Final Dividend of 4.50 per equity share.

GICHSGFIN · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reactionminutes from the announcement price · days from the prior close
-2.7%Reaction day
₹189.15
prior close
₹187.00
announcement price
After-mkt
timing
Nifty Microcap 250market · in no size index; the smallest one is used+1.2%-3.9% vs market
Housing Finance Company peers, median of 17sector+0.4%-3.1% vs sector

On the reaction day the stock moved 3.9 pts less than Nifty Microcap 250 and 3.1 pts less than its Housing Finance Company peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark
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UpDownMarket · Nifty Microcap 250Sector · Housing Finance Company peers, median of 17Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

GIC Housing Finance's Board, at its May 16, 2025 meeting, approved audited FY25 results and recommended a Final Dividend of Rs. 4.50 per equity share (45% on Rs. 10 face value), subject to shareholder approval at the 35th AGM on August 19, 2025. The record date for the dividend is July 18, 2025. For FY25, standalone net profit rose to Rs. 16,017 lakh (from Rs. 15,116 lakh in FY24), with EPS of Rs. 29.74 vs Rs. 28.07. Total revenue from operations grew to Rs. 1,07,891 lakh from Rs. 1,05,716 lakh. Loan book expanded to Rs. 10,21,231 lakh, and the Stage 3 (NPA) ratio improved to 3.03% from 3.72%. The Board also approved raising up to Rs. 2,500 crore via NCDs/bonds on private placement, and related-party transactions up to Rs. 1,000 crore with promoter companies.

Likely market impact

The dividend is maintained at Rs. 4.50 per share, same as the prior year, signalling consistent shareholder returns despite a modest profit growth of about 6%. Improving asset quality (lower NPAs) and a higher loan book are positive, but an exceptional Rs. 1,306 lakh write-off on legacy loan origination software slightly weighed on profitability.