GIC Housing Finance Q1 FY26-27 PAT up 37% YoY at Rs 10 crore

Pat Growth 25pctRelated Party TransactionsDebt Equity ThresholdResults View source PDF Explain this filing

GICHSGFIN · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reactionminutes from the announcement price · days from the prior close

-6.3%Reaction day

₹149.37

prior close

₹144.11

announcement price

After-mkt

timing

Nifty Microcap 250market · in no size index; the smallest one is used+0.2%-6.5% vs market

Housing Finance Company peers, median of 17sector+0.0%-6.3% vs sector

On the reaction day the stock moved 6.5 pts less than Nifty Microcap 250 and 6.3 pts less than its Housing Finance Company peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

Stock

+0.6

10m

+0.5

15m

+0.6

30m

+1.0

Sessions after the filingfrom the prior close

StockMarketvs marketSectorvs sector

Reaction day

-6.3+0.2-6.5+0.0-6.3

Next day

-5.7+0.2-6.0-1.0-4.7

-6.9+0.4-7.3-1.4-5.5

-7.4+0.7-8.2-1.3-6.1

-8.5+0.1-8.7-2.2-6.3

-7.6+0.7-8.3-1.3-6.3

-8.3+1.2-9.5-1.9-6.4

15d

-4.6+0.7-5.3-2.0-2.5

-9.9-1.2-8.7-4.9-5.0

-11.7-1.1-10.5-10.1-1.5

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UpDownMarket · Nifty Microcap 250Sector · Housing Finance Company peers, median of 17Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

GIC Housing Finance Q1 FY26-27: net profit jumped 37% YoY to Rs 10.04 crore from Rs 7.35 crore. Total income up marginally to Rs 267.32 crore. EPS at Rs 1.86 vs Rs 1.36. Gross NPA (Stage 3) rose to 4.49% from 3.96% QoQ. Debt-equity improved to 4.29x. Board approved material related party transactions with promoter group up to Rs 1,000 crore, subject to shareholder approval. New Chairman Hitesh Joshi appointed.

Likely market impact

Positive PAT growth but rising NPAs and high leverage at 4.29x debt-equity are concerns. Rs 1,000 crore material RPT needs shareholder nod.