GIC Housing Finance Q2 FY26 PAT jumps 37% YoY; auditor changes mid-year

Auditor changed mid-yearProfit growth above 25%Negative operating cash flowRelated-party transactionsResults View source PDF Explain this filing

GICHSGFIN · price

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Price reactionminutes from the announcement price · days from the prior close

+3.0%Reaction day

₹166.00

prior close

₹172.00

announcement price

After-mkt

timing

Nifty Microcap 250market · in no size index; the smallest one is used-0.1%+3.1% vs market

Housing Finance Company peers, median of 17sector+0.1%+2.9% vs sector

On the reaction day the stock moved 3.1 pts more than Nifty Microcap 250 and 2.9 pts more than its Housing Finance Company peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

Stock

+1.7

10m

+1.1

15m

+1.2

30m

+1.4

Sessions after the filingfrom the prior close

StockMarketvs marketSectorvs sector

Reaction day

+3.0-0.1+3.1+0.1+2.9

Next day

+4.0+0.5+3.5+0.7+3.3

+3.0-0.3+3.4-0.0+3.1

+3.3-0.5+3.8-0.7+4.1

+2.5-0.8+3.3-2.4+5.0

+1.7-2.3+4.0-2.7+4.4

+3.7-2.8+6.5-3.5+7.2

15d

+0.3-4.9+5.1-4.5+4.8

+0.4-4.7+5.1-4.6+4.9

+1.3-7.7+9.0-6.8+8.1

-3.1-7.8+4.8-14.5+11.5

UpDownMarket · Nifty Microcap 250Sector · Housing Finance Company peers, median of 17Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

Board approved Q2 FY26 results on Nov 13, 2025. Standalone net profit rose 37% YoY to Rs 49.95 crore from Rs 36.48 crore, total income at Rs 271.71 crore. But H1 net profit fell 24% to Rs 57.30 crore due to one-time ECL provisioning hit in Q1. Statutory auditor changed from Chandabhoy and Jassoobhoy to Gokhale and Sathe mid-year. Board also cleared NCD fund raising papers and senior management reshuffle.

Likely market impact

Strong Q2 profit jump is positive but H1 decline and mid-year auditor switch warrant caution from investors.