GIC Housing Finance Q2 FY26 results: Net profit up 37% YoY at Rs 49.95 cr

Auditor changed mid-yearProfit growth above 25%Negative operating cash flowRelated-party transactionsResults View source PDF Explain this filing

GICHSGFIN · price

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Price reactionminutes from the announcement price · days from the prior close

+3.0%Reaction day

₹166.00

prior close

₹172.00

announcement price

After-mkt

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Nifty Microcap 250market · in no size index; the smallest one is used-0.1%+3.1% vs market

Housing Finance Company peers, median of 17sector+0.1%+2.9% vs sector

On the reaction day the stock moved 3.1 pts more than Nifty Microcap 250 and 2.9 pts more than its Housing Finance Company peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

Stock

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Sessions after the filingfrom the prior close

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Reaction day

+3.0-0.1+3.1+0.1+2.9

Next day

+4.0+0.5+3.5+0.7+3.3

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15d

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UpDownMarket · Nifty Microcap 250Sector · Housing Finance Company peers, median of 17Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

GIC Housing Finance reported Q2 FY26 standalone net profit of Rs 49.95 crore, up 37% YoY from Rs 36.48 crore, on total income of Rs 271.71 crore. EPS at Rs 9.28. However, H1 FY26 net profit fell to Rs 57.30 crore from Rs 75.44 crore, hit by one-time credit loss provisions in Q1. Loan book at Rs 10,452 crore. Debt-equity ratio at 4.5x.

Likely market impact

Mixed: strong sequential recovery after Q1 loss, but H1 profit lower YoY due to higher credit loss provisions and mid-year auditor change.