GIC Housing Finance raises benchmark lending rate by 25 basis points

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GICHSGFIN · price

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Price reactionminutes from the announcement price · days from the prior close

-2.6%Reaction day

₹125.95

prior close

₹125.95

announcement price

After-mkt

timing

Nifty Microcap 250market · in no size index; the smallest one is used+0.4%-3.0% vs market

Housing Finance Company peers, median of 17sector+0.1%-2.7% vs sector

On the reaction day the stock moved 3.0 pts less than Nifty Microcap 250 and 2.7 pts less than its Housing Finance Company peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

Stock

-1.0

10m

-3.1

15m

-1.5

30m

-2.1

Sessions after the filingfrom the prior close

StockMarketvs marketSectorvs sector

Reaction day

-2.6+0.4-3.0+0.1-2.7

Next day

-2.3pendingpending+0.7-3.0

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15d

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UpDownMarket · Nifty Microcap 250Sector · Housing Finance Company peers, median of 17Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

The board approved a 25 basis point increase in GIC Housing Finance's Benchmark Prime Lending Rate, from 17.70% to 17.95% per year, effective November 1, 2026. The change was communicated to BSE under SEBI listing rules.

Likely market impact

Loan rates for customers may rise, while interest income on eligible loans could increase. The impact on profit margins and loan demand was not stated.