Go Digit Q1 FY27: PAT falls 37.5% YoY; gross premium dips 8.4%

Revenue DeclineResults View source PDF Explain this filing

GODIGIT · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reactionminutes from the announcement price · days from the prior close

-8.9%Reaction day

₹281.10

prior close

₹271.35

announcement price

After-mkt

timing

Nifty Smallcap 250market-0.3%-8.6% vs market

General Insurance peers, median of 5sector+1.1%-10.1% vs sector

On the reaction day the stock moved 8.6 pts less than Nifty Smallcap 250 and 10.1 pts less than its General Insurance peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

Stock

-1.0

10m

-1.1

15m

-2.7

30m

-4.2

Sessions after the filingfrom the prior close

StockMarketvs marketSectorvs sector

Reaction day

-8.9-0.3-8.6+1.1-10.1

Next day

-9.3+1.0-10.3+1.7-11.0

-12.5+0.5-13.0+0.9-13.4

-9.9+1.9-11.7+1.3-11.1

-9.5+1.1-10.6+0.2-9.7

-9.6+1.5-11.1+0.4-10.0

-6.1+3.1-9.2+0.7-6.9

15d

-7.5+3.6-11.1+0.1-7.6

-7.6+4.1-11.7-0.9-6.7

-10.4+2.9-13.2-5.3-5.0

-4.8-6.1+1.3-7.2+2.4

UpDownMarket · Nifty Smallcap 250Sector · General Insurance peers, median of 5Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

Go Digit Q1 FY27: Gross Premium Written fell 8.4% YoY to Rs 2,730.86 cr. Net premium earned rose 7.6% to Rs 2,007 cr. PAT declined 37.5% to Rs 86.4 cr from Rs 138.3 cr. Underwriting loss widened to Rs 282 cr from Rs 193.6 cr. Combined ratio worsened to 112.3% from 108.6%. EPS at Rs 0.93 versus Rs 1.50. Solvency ratio improved to 2.43. Operating expenses exceeded IRDAI regulatory limits. Scheme of amalgamation with Go Digit Infoworks pending NCLT and IRDAI approvals. AGM rescheduled to August 18.

Likely market impact

PAT dropped 37.5% with wider underwriting loss. Combined ratio worsened above 112%. Expenses of Management breached IRDAI limits, inviting regulatory scrutiny.