Go Digit Q1 FY27 PAT falls 38% YoY to Rs 86 cr; combined ratio worsens to 112.3%

Pat NegativeEbitda Margin CompressionRelated Party TransactionsResults View source PDF Explain this filing

GODIGIT · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reactionminutes from the announcement price · days from the prior close

-8.9%Reaction day

₹281.10

prior close

₹271.35

announcement price

After-mkt

timing

Nifty Smallcap 250market-0.3%-8.6% vs market

General Insurance peers, median of 5sector+1.1%-10.1% vs sector

On the reaction day the stock moved 8.6 pts less than Nifty Smallcap 250 and 10.1 pts less than its General Insurance peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

Stock

-1.0

10m

-1.1

15m

-2.7

30m

-4.2

Sessions after the filingfrom the prior close

StockMarketvs marketSectorvs sector

Reaction day

-8.9-0.3-8.6+1.1-10.1

Next day

-9.3+1.0-10.3+1.7-11.0

-12.5+0.5-13.0+0.9-13.4

-9.9+1.9-11.7+1.3-11.1

-9.5+1.1-10.6+0.2-9.7

-9.6+1.5-11.1+0.4-10.0

-6.1+3.1-9.2+0.7-6.9

15d

-7.5+3.6-11.1+0.1-7.6

-7.6+4.1-11.7-0.9-6.7

-10.4+2.9-13.2-5.3-5.0

-4.8-6.1+1.3-7.2+2.4

UpDownMarket · Nifty Smallcap 250Sector · General Insurance peers, median of 5Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

Board approved Q1 FY27 (June 2026) unaudited results. Gross premium was Rs 2,731 cr, net premium written rose 7.4% YoY to Rs 2,094 cr. Profit after tax fell 37.5% YoY to Rs 86.4 cr from Rs 138.3 cr. Underwriting loss widened to Rs 282 cr vs Rs 194 cr. Combined ratio worsened to 112.3% from 108.6%. Solvency ratio improved to 2.43 from 2.27. Expenses exceeded IRDAI regulatory limits, company is seeking forbearance. AGM rescheduled to August 18, 2026.

Likely market impact

Weak Q1 with higher claims and IRDAI expense limit breach; PAT drop and worsening combined ratio may pressure stock despite premium growth.