Q2 profit after tax rises 30%, but insurance losses persist
GODIGIT · price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
On the reaction day the stock moved 0.2 pts less than Nifty Smallcap 250 and 0.6 pts less than its General Insurance peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.
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For the quarter ended 30 September 2025, profit after tax rose 30.2% to Rs 116.51 crore from Rs 89.47 crore. Earned premium rose 10.4%, but insurance losses widened to Rs 246.16 crore. Claims and costs still exceeded premium, although the combined ratio improved to 111.4% from 112.2%. Half-year profit rose 33.6% to Rs 254.84 crore. Expenses exceeded IRDAI limits. Two additional directors start 1 November, subject to shareholder approval.
Higher profit supports sentiment, but claims and expenses still exceed premiums and costs exceed IRDAI limits, creating regulatory and margin risk.