Announced Thu, 12 Feb · 18:35 IST

Un-audited Financial Results along with the Limited Review Report for the Quarter and Nine Months ended December 31, 2025.

Emphasis Of MatterPat NegativeRevenue Growth 20pctResults View source PDF

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AI summary

Golden Legand Leasing & Finance Ltd, a small NBFC, reported a massive jump in Q3 revenue to ₹5,738.29 lakhs from just ₹187.40 lakhs a year ago, with nine-month revenue at ₹17,003.76 lakhs versus ₹780.11 lakhs in the prior-year period. For nine months, the company swung to a profit after tax of ₹765.65 lakhs compared with a loss of ₹60.11 lakhs earlier. However, the standalone quarter itself posted a loss after tax of ₹562.15 lakhs (vs loss of ₹161.40 lakhs in Q3 FY25), largely driven by a one-time write-off of ₹1,303.21 lakhs in bad loans that the auditor flagged in an Emphasis of Matter paragraph. Total expenses for the quarter stood at ₹6,070.93 lakhs, with employee costs and finance costs also rising meaningfully.

Likely market impact

The headline nine-month profit turnaround looks strong, but the ₹1,303.21 lakh loan write-off in Q3 raises concerns about asset quality and lending practices, and pushed the quarter into a deeper loss. For retail investors, this is a mixed signal — revenue growth is encouraging, but the auditor's emphasis on bad debts is a yellow flag worth watching.