Q2 profit up 3%; board approves Rs 750 crore debt raise

Revenue DeclineContingent Liabilities IncreasedResults View source PDF Explain this filing

HDFCLIFE · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reactionminutes from the announcement price · days from the prior close

-2.5%Reaction day

₹761.80

prior close

₹759.95

announcement price

After-mkt

timing

Nifty 100market · index membership as recorded later (tracked since Jun 2026)+0.9%-3.4% vs market

Insurance peers, median of 11sector · industry level+0.0%-2.5% vs sector

On the reaction day the stock moved 3.4 pts less than Nifty 100 and 2.5 pts less than its Insurance peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

Stock

-3.2

10m

-2.7

15m

-2.9

30m

-2.6

Sessions after the filingfrom the prior close

StockMarketvs marketSectorvs sector

Reaction day

-2.5+0.9-3.4+0.0-2.5

Next day

-2.1+1.3-3.5-0.8-1.3

-2.5+1.8-4.3-0.8-1.6

-2.4+1.9-4.3-0.3-2.1

-2.4+1.9-4.3-0.5-1.9

-3.4+1.6-5.0-1.2-2.2

-1.9+2.1-4.0+0.3-2.2

15d

-1.5+0.9-2.5-0.2-1.4

+0.9+2.5-1.7+1.7-0.9

+0.2+1.6-1.4-4.0+4.2

-3.7+1.2-4.9-7.2+3.5

UpDownMarket · Nifty 100Sector · Insurance peers, median of 11Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

Board approved unaudited results for the quarter and half-year ended September 30, 2025. Standalone quarter net premium rose 13% year on year to Rs 18,777 crore; profit after tax rose 3% to Rs 447 crore. Half-year profit rose 9% to Rs 994 crore. Quarter total income fell 29% on lower investment income. Operating cash flow doubled; solvency was 175%. Contingent liabilities rose 3.6% from March. The board approved up to Rs 750 crore of subordinated debt.

Likely market impact

Profit, cash flow and 175% solvency support the stock, but lower investment income, rising contingent liabilities and new debt may temper sentiment.