IIFL Finance Limited has informed the Exchange about Investor Presentation
IIFL · price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
IIFL Finance reported strong Q4FY26 results with PAT of Rs 623 Cr, up 24% QoQ and 148% YoY. For FY26, PAT (pre-NCI) stood at Rs 1,817 Cr, marking 214% YoY growth. Consolidated AUM grew to Rs 1,08,180 Cr, up 38% YoY and 10% QoQ, driven primarily by gold loans which surged 150% YoY to Rs 52,581 Cr. Asset quality improved significantly with Gross NPA at 1.5% (down 77 bps YoY) and Net NPA at 0.7%. The Provision Coverage Ratio strengthened to 93%. The company highlighted its strategic shift to secured lending (Gold + Mortgages now at 88% of portfolio), AI-led operating model contributing Rs 1,000 Cr monthly pipeline, and co-lending partnerships with cumulative originations exceeding Rs 50,000 Cr with zero losses. ROA improved to 2.4% and ROE to 13.1% for Q4FY26.
The strong financial performance with improving asset quality and capital efficiency positions IIFL Finance well for sustainable growth. The dominant gold loan portfolio provides a secured, high-yielding asset base while co-lending partnerships enable capital-light expansion. However, some yield compression in segments like home loans warrants monitoring.