IRFCNSEIndian Railway Finance Corporation Limited· FinanceHighNeutral
Announced Mon, 19 Jan, 2026 · 14:18 IST

IRFC Q3 FY26: PAT up 10.5% YoY to Rs 1,802 cr, record high

Emphasis Of MatterRevenue DeclineResults View source PDFExplain this filing

IRFC · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reactionminutes from the announcement price · days from the prior close
-1.5%Reaction day
₹122.22
prior close
₹121.49
announcement price
In-mkt
timing
Nifty 100market · index membership as recorded later (tracked since Jun 2026)-0.4%-1.1% vs market
Financial Institution peers, median of 7sector-1.0%-0.6% vs sector

On the reaction day the stock moved 1.1 pts less than Nifty 100 and 0.6 pts less than its Financial Institution peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark
Stock
5m
-0.7
10m
-0.8
15m
-0.6
30m
+0.3
Sessions after the filingfrom the prior close
StockMarketvs marketSectorvs sector
Reaction day
-1.5-0.4-1.1-1.0-0.6
Next day
-4.8-1.9-2.8-4.3-0.5
2d
-5.4-2.2-3.2-5.1-0.3
3d
-3.6-1.6-2.0-3.7+0.1
4d
-6.6-2.7-3.9-7.9+1.3
5d
-5.8-2.2-3.6-5.3-0.5
1w
-2.0-1.0-1.0-2.9+1.0
15d
-5.7+1.0-6.8-4.3-1.4
1m
-9.0-0.7-8.3-5.2-3.9
2m
-22.0-10.0-12.0-10.4-11.6
3m
-15.8-3.9-11.9-2.3-13.6
UpDownMarket · Nifty 100Sector · Financial Institution peers, median of 7Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

IRFC posted Q3 FY26 PAT of Rs 1,802.19 cr, up 10.52% YoY, its highest-ever quarterly profit. Nine-month PAT rose 10.47% to Rs 5,324.86 cr. NIM improved about 8% YoY. Net Worth hit record Rs 56,625.41 cr; AUM reached Rs 4.75 lakh cr. Annual sanction target of Rs 60,000 cr met in nine months. 9M EPS Rs 4.07 vs Rs 3.69. Auditors flagged Emphasis of Matter on one-year moratorium extension for project EBR IF 2019-20. Debt-equity at 7.36; zero NPA record intact.

Likely market impact

Strong Q3 with record-high PAT and AUM; auditor emphasis note on project moratorium worth tracking for shareholders.