J&K Bank Q2 FY27 PAT up 49% YoY to Rs 546 cr; NPAs improve

Emphasis Of MatterPat Growth 25pctNegative Operating CashflowResults View source PDF Explain this filing

J&KBANK · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reactionminutes from the announcement price · days from the prior close

-0.2%Reaction day

₹135.00

prior close

₹135.68

announcement price

In-mkt

timing

Nifty Smallcap 250market-1.1%+0.9% vs market

Private Sector Bank peers, median of 19sector-0.3%+0.2% vs sector

On the reaction day the stock moved 0.9 pts more than Nifty Smallcap 250 and 0.2 pts more than its Private Sector Bank peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

Stock

+0.7

10m

+1.4

15m

+3.7

30m

+2.6

Sessions after the filingfrom the prior close

StockMarketvs marketSectorvs sector

Reaction day

-0.2-1.1+0.9-0.3+0.2

Next day

-16.0-3.9-12.1-3.1-12.8

-13.4-2.8-10.7-3.9-9.6

-8.2-0.6-7.6-2.9-5.3

-9.7-0.3-9.4-2.3-7.4

-9.2+0.3-9.6-0.5-8.7

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15d

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UpDownMarket · Nifty Smallcap 250Sector · Private Sector Bank peers, median of 19Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

J&K Bank Q2 FY27 standalone PAT rose 49.5% YoY to Rs 546.36 cr. H1 PAT up 35% to Rs 970.54 cr. Q2 total income at Rs 4,042 cr. Gross NPA improved to 2.23% from 3.32%; Net NPA at 0.51% from 0.76%. Deposits at Rs 1.77 lakh cr, advances at Rs 1.31 lakh cr. Basel III capital adequacy at 16.57%. Auditors gave unmodified review with emphasis of matter on PSLC policy change and IFR-to-General Reserve transfer. Board met 22 Oct 2026.

Likely market impact

Strong profit growth, improved asset quality, and healthy capital position signal positive momentum for the bank.