J&K Bank Q3 FY26 reviewed results: deposits and advances grow YoY

Emphasis Of MatterResults View source PDF Explain this filing

J&KBANK · price

Loading chart…

▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reactionminutes from the announcement price · days from the prior close

+2.3%Reaction day

₹100.80

prior close

₹99.50

announcement price

After-mkt

timing

Nifty Smallcap 250market · index membership as recorded later (tracked since Jun 2026)-0.7%+3.0% vs market

Private Sector Bank peers, median of 19sector-0.5%+2.8% vs sector

On the reaction day the stock moved 3.0 pts more than Nifty Smallcap 250 and 2.8 pts more than its Private Sector Bank peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

Stock

+2.3

10m

+3.5

15m

+3.8

30m

+2.6

Sessions after the filingfrom the prior close

StockMarketvs marketSectorvs sector

Reaction day

+2.3-0.7+3.0-0.5+2.8

Next day

+6.3+0.2+6.2+1.2+5.1

+3.2-1.8+5.0+0.1+3.1

+3.4-1.6+5.0+2.0+1.4

+4.4+0.3+4.1+1.3+3.2

+3.4+0.2+3.2+1.5+1.9

+1.5-0.6+2.0+0.3+1.2

15d

+2.8+4.2-1.4+4.1-1.3

+6.0+2.8+3.2+4.5+1.5

+7.8-8.7+16.6-12.5+20.4

+31.4+5.9+25.6+0.7+30.7

UpDownMarket · Nifty Smallcap 250Sector · Private Sector Bank peers, median of 19Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

J&K Bank filed reviewed standalone and consolidated Q3 results for the quarter and nine months ended December 31, 2025. Deposits grew about 10.6% year on year to Rs 1,55,861 crores and advances grew 18.3% to Rs 1,13,537 crores. Capital adequacy ratio is 15.00% under Basel III; gross NPA 4.08%, net NPA 1.34%. Auditors flagged emphasis of matter on Rs 345.92 crores investment in associate J&K Grameen Bank with Rs 228.66 crores provision.

Likely market impact

Improving deposit and loan growth with controlled NPA ratios. Watch the Rs 228.66 crores impairment provision on associate investment.