RBI imposes 99.30 Lakh penalty on J&K Bank for compliance lapses

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J&KBANK · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reactionminutes from the announcement price · days from the prior close

-3.1%Reaction day

₹103.20

prior close

₹103.46

announcement price

After-mkt

timing

Nifty Smallcap 250market · index membership as recorded later (tracked since Jun 2026)-2.3%-0.8% vs market

Private Sector Bank peers, median of 19sector-2.2%-0.9% vs sector

On the reaction day the stock moved 0.8 pts less than Nifty Smallcap 250 and 0.9 pts less than its Private Sector Bank peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

Stock

-0.6

10m

-0.9

15m

-1.1

30m

-1.4

Sessions after the filingfrom the prior close

StockMarketvs marketSectorvs sector

Reaction day

-3.1-2.3-0.8-2.2-0.9

Next day

-1.3-1.3+0.0-0.7-0.6

-2.8-2.0-0.8-1.5-1.3

-1.0-1.4+0.4-1.4+0.4

-0.8-0.6-0.2+0.2-1.1

-2.3-0.2-2.1-0.5-1.9

-3.0-1.7-1.3-1.6-1.4

15d

-3.8-0.0-3.8-0.6-3.2

-1.2-0.0-1.1+2.9-4.1

+2.3-1.4+3.7+4.8-2.4

+8.9-8.7+17.5-2.6+11.4

UpDownMarket · Nifty Smallcap 250Sector · Private Sector Bank peers, median of 19Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

RBI has imposed a 99.30 Lakh penalty on J&K Bank via an order dated December 01, 2025 from its Adjudication Committee. The bank failed to escalate rejected complaints to the Internal Ombudsman, did not send final redressal letters, delayed credit to the Depositor Education and Awareness Fund, and did not follow V-CIP procedures. The penalty is small relative to the bank's size and is purely compliance-related.

Likely market impact

Minor financial penalty with no material impact on operations, earnings, or capital adequacy.