September-quarter profit rises; FY27 deposit target raised

Mgmt Guided Margin ImprovementInvestor Communications View source PDF Explain this filing

J&KBANK · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reactionminutes from the announcement price · days from the prior close

-15.8%Reaction day

₹134.78

prior close

₹135.08

announcement price

After-mkt

timing

Nifty Smallcap 250market-2.8%-13.0% vs market

Private Sector Bank peers, median of 19sector-2.0%-13.8% vs sector

On the reaction day the stock moved 13.0 pts less than Nifty Smallcap 250 and 13.8 pts less than its Private Sector Bank peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

Stock

-6.1

10m

-6.6

15m

-8.2

30m

-9.1

Sessions after the filingfrom the prior close

StockMarketvs marketSectorvs sector

Reaction day

-15.8-2.8-13.0-2.0-13.8

Next day

-13.3-1.7-11.6-4.0-9.3

-8.1+0.5-8.5-2.3-5.8

-9.6pendingpending-1.5-8.1

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15d

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UpDownMarket · Nifty Smallcap 250Sector · Private Sector Bank peers, median of 19Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

J&K Bank reported September-quarter net profit of Rs 546 crore, nearly 29% higher quarter on quarter, as total business reached Rs 3.10 lakh crore. Deposits rose 16.3% and advances 23.7% year on year. Gross and net bad-loan ratios improved to 2.23% and 0.51%. Management raised FY27 deposit growth guidance to over 12% and plans to raise capital.

Likely market impact

Strong profit and lower bad loans may support sentiment, while planned equity raising could aid growth but dilute existing holders.