Q2 FY27 PAT jumps 55% YoY to Rs 881.52 cr; asset quality improves

Profit growth above 25%Negative operating cash flowResults View source PDF Explain this filing

M&MFIN · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reactionminutes from the announcement price · days from the prior close

-3.6%Reaction day

₹298.00

prior close

₹289.90

announcement price

After-mkt

timing

Nifty Midcap 150market-0.8%-2.8% vs market

Non Banking Financial Company (NBFC) peers, median of 216sector-0.4%-3.2% vs sector

On the reaction day the stock moved 2.8 pts less than Nifty Midcap 150 and 3.2 pts less than its Non Banking Financial Company (NBFC) peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

Stock

-6.6

10m

-5.4

15m

-3.7

30m

-3.3

Sessions after the filingfrom the prior close

StockMarketvs marketSectorvs sector

Reaction day

-3.6-0.8-2.8-0.4-3.2

Next day

-7.1-2.9-4.2-1.8-5.3

-6.7-1.8-4.9-2.6-4.1

-12.4-0.9-11.4-1.4-10.9

-11.7-0.6-11.1-1.2-10.5

-11.0+0.2-11.2-0.4-10.6

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15d

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UpDownMarket · Nifty Midcap 150Sector · Non Banking Financial Company (NBFC) peers, median of 216Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

M&M Financial Services posted Q2 FY27 standalone PAT of Rs 881.52 cr versus Rs 569.31 cr YoY, on total income of Rs 5,174.79 cr, up 15%. Net profit margin expanded to 17.03% from 12.68%. Gross Stage 3 assets improved to 3.42% from 3.94%, capital adequacy at 17.98%. Joint auditors issued a clean limited review. Board approved merger of Mahindra Rural Housing Finance into the company, effective April 2027.

Likely market impact

Strong profit growth with falling bad loans signals healthy fundamentals. Pending MRHFL merger set to bolster housing finance scale.