PAISALONSEPaisalo Digital LimitedHighNeutral
Announced Fri, 9 May · 13:13 IST

Paisalo Digital Limited has informed the Exchange regarding Outcome of Board Meeting held on May 09, 2025.

Revenue Growth 20pctAuditor Mid Year ChangeDebt Equity ThresholdResults View source PDF

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reaction · full curve

Awaiting price reaction for this filing.

AI summary

Paisalo Digital's Board approved the audited standalone and consolidated financial results for Q4 and FY ended March 31, 2025. Total revenue from operations grew approximately 21% YoY to Rs. 73,483 lakhs (from Rs. 60,504 lakhs in FY24). The Board recommended a final dividend of 10% (Re. 0.10 per equity share of Re. 1 each), subject to shareholder approval at the AGM. The Board also approved issuance of Non-Convertible Debentures on a private placement basis, within the shareholder-approved borrowing limit of Rs. 9,000 crores. The statutory auditor, Saket Jain & Co., issued an unmodified opinion on the results, and the report notes a change from the predecessor auditor (who signed off the FY24 figures). Debt-equity ratio stands at 2.25x (standalone) and 2.32x (consolidated), reflecting the NBFC's typical leverage profile.

Likely market impact

The ~21% revenue growth is a positive signal for the small-ticket lending business, while the modest 10% final dividend provides a small but tangible return. Shareholders should note the high leverage (D/E above 2x) and the NCD issuance plan, which will further expand the debt mix within the Rs. 9,000 crore borrowing envelope.