Paisalo Q2 FY26: revenue up, H1 PAT dips, ops cash flow negative

Revenue Growth 20pctNegative Operating CashflowResults View source PDF Explain this filing

PAISALO · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reactionminutes from the announcement price · days from the prior close

-9.9%Reaction day

₹36.34

prior close

₹36.57

announcement price

After-mkt

timing

Nifty Microcap 250market · index membership as recorded later (tracked since Jun 2026)-0.3%-9.6% vs market

Non Banking Financial Company (NBFC) peers, median of 204sector-0.1%-9.8% vs sector

On the reaction day the stock moved 9.6 pts less than Nifty Microcap 250 and 9.8 pts less than its Non Banking Financial Company (NBFC) peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

Stock

-2.4

10m

-2.8

15m

-2.7

30m

-2.9

Sessions after the filingfrom the prior close

StockMarketvs marketSectorvs sector

Reaction day

-9.9-0.3-9.6-0.1-9.8

Next day

-8.0+0.7-8.6-0.1-7.8

-8.0+0.6-8.6+0.1-8.0

-5.7+0.5-6.2+0.2-5.8

-6.0+1.1-7.1+0.0-6.0

-6.1+0.3-6.4-0.7-5.4

-4.7-0.2-4.5-1.5-3.2

15d

+3.5-2.2+5.7-2.6+6.0

+4.2-4.9+9.1-5.2+9.3

-5.4-7.5+2.0-6.4+0.9

-4.2-4.8+0.5-9.3+5.1

UpDownMarket · Nifty Microcap 250Sector · Non Banking Financial Company (NBFC) peers, median of 204Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

Paisalo Q2 FY26 standalone PAT at Rs 14.93 cr vs about Rs 13.65 cr YoY. H1 PAT fell sharply to Rs 24.83 cr from Rs 50.81 cr. H1 interest income rose 26 percent to Rs 391.4 cr. Operating cash flow was negative at minus Rs 70.65 cr standalone and minus Rs 243.5 cr consolidated. Debt-equity ratio at 2.24 standalone and 4.38 consolidated. NCD asset cover at 1.10 times. Limited review report is clean.

Likely market impact

Mixed Q2: revenue growth offset by H1 PAT decline and negative operating cash flow. Consolidated debt-equity of 4.38 times remains a concern.