PNB Housing Finance Limited has submitted to the Exchange, the financial results for the period ended Jun 30, 2025.
PNBHOUSING · price
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On the reaction day the stock moved 0.1 pts more than Nifty Smallcap 250 and 0.8 pts more than its Housing Finance Company peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.
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PNB Housing Finance Limited submitted its Q1 FY26 (quarter ended June 30, 2025) unaudited standalone and consolidated financial results, which were approved by the Board on July 21, 2025. On a consolidated basis, total revenue from operations rose to ₹2,076.11 crore from ₹1,823.06 crore in Q1 FY25, a growth of about 13.9% year-on-year, driven mainly by a 13.9% increase in interest income to ₹1,980.35 crore. Net Profit After Tax grew roughly 23.3% to ₹533.50 crore, while Profit Before Tax rose to ₹687.92 crore from ₹554.18 crore. Asset quality remained stable with Gross NPA at 1.06% and Net NPA at 0.69%, and the Net Worth stood at ₹17,497.96 crore with a Debt-Equity ratio of 3.71. The Joint Statutory Auditors (M/s CNK & Associates LLP and M/s M.M. Nissim & Co LLP) issued an unmodified limited review report on the results.
Steady double-digit growth in revenue and a strong ~23% jump in profit, combined with stable asset quality, suggest a healthy quarter for the company. The unmodified auditor opinion and maintained 1.13x security cover on debt securities should reassure investors, though the company remains a high-leverage housing finance business (D/E of 3.71).