PNBHOUSINGNSEPNB Housing Finance LimitedHighNeutral
Announced Mon, 20 Apr · 20:10 IST

The Company has submitted the Press Release on the Financial Performance of the Company for the quarter and financial year ended March 31, 2026

Pat Growth 25pctEbitda Margin CompressionResults View source PDF

PNBHOUSING · price

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Price reaction · full curve 14 horizons · vs prior close
+9.2%1-day move
₹906.60
prior close
₹949.50
base price
After-mkt
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5m10m15m30m1D2D3D4D5D7D15D1M2M3M
+2.7+4.7+4.9+4.5+9.2+10.7+13.7+15.6+15.7+15.1+16.3+17.1+11.4+20.6
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AI summary

PNB Housing Finance reported strong FY26 results with PAT growing 18.3% YoY to Rs 2,291 crore. Loan assets reached Rs 87,347 crore (up 15.3%), while AUM crossed the Rs 90,000 crore milestone at Rs 90,921 crore. Disbursements grew 20.8% to Rs 26,548 crore with Q4 disbursements at an all-time high of Rs 9,355 crore. Asset quality improved significantly with GNPA reducing to sub-1% level at 0.93% from 1.08% YoY, aided by Rs 332 crore recoveries from written-off pool. The company restarted corporate lending with Rs 335 crore disbursements in Q4. Net Interest Income grew 13.1% to Rs 3,110 crore. ROA improved 10 bps to 2.66% and ROE improved 54 bps to 12.73%. The Board recommended dividend of Rs 8 per share (up from Rs 5).

Likely market impact

Strong performance with double-digit growth in disbursements, PAT and AUM combined with improving asset quality and profitability ratios is positive for shareholders. However, NIM compressed by 2 bps YoY due to lower incremental yield, which warrants monitoring.