Q2 FY27 earnings call: profit up 170% as loan assets reach INR610 crore
Price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
On the reaction day the stock moved 1.9 pts more than Nifty Microcap 250 and 3.0 pts more than its Other Financial Services peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.
Minute windows have no benchmark: there is no intraday index history to compare against.
Q2 FY27 income was INR32.44 crore, up 240% year on year, and profit after tax was INR9.01 crore, up 170%. H1 loan assets reached INR610.25 crore, including INR452 crore of secured loans. Net interest margin rose to 7.54% from 3.51%; gross and net bad-loan ratios were 0.99% and 0.75%. Management targets FY27 assets of INR900-950 crore and profit of INR40-42 crore. A proposed INR313 crore share issue will fund digital and gold-loan acquisitions.
Strong earnings, higher margins and low bad loans may lift the stock; the share issue can dilute holders, while acquisitions add execution risk.