Sammaan Capital Limited has informed the Exchange regarding 'Earnings Update for the quarter and financial year ended March 31, 2025.'.

Net loss reportedEBITDA margin expansionExceptional itemResults View source PDF Explain this filing

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Price reactionminutes from the announcement price · days from the prior close

-0.5%Reaction day

₹125.50

prior close

₹126.44

announcement price

In-mkt

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Nifty Smallcap 250market · index membership as recorded later (tracked since Jun 2026)+1.5%-2.0% vs market

Housing Finance Company peers, median of 17sector-0.3%-0.2% vs sector

On the reaction day the stock moved 2.0 pts less than Nifty Smallcap 250 and 0.2 pts less than its Housing Finance Company peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

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Sessions after the filingfrom the prior close

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Reaction day

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Next day

+0.7+2.2-1.6+0.3+0.4

-2.8+1.3-4.1-0.3-2.5

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+0.4+1.7-1.3-1.5+1.9

+1.3+2.3-1.0-0.6+1.9

-3.5+3.0-6.5+0.2-3.7

15d

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-5.6+4.5-10.0-3.7-1.8

UpDownMarket · Nifty Smallcap 250Sector · Housing Finance Company peers, median of 17Pending

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AI summary

Sammaan Capital reported Q4FY25 standalone profit after tax of ₹324 Cr, slightly up from ₹320 Cr in Q4FY24. Net interest income grew 12% year-on-year to ₹1,082 Cr, and net interest margin expanded sharply from 4.5% to 6.2%. For the full year FY25, the company posted a consolidated loss of ₹1,807 Cr, largely due to a one-time exceptional credit cost of ₹3,034 Cr (net of tax) booked in Q2FY25. Asset quality improved significantly, with gross NPAs falling to 1.3% from 2.7% and net NPAs to 0.8% from 1.5%, both at five-year lows. The company raised ₹5,000 Cr of fresh equity and grew growth AUM by 41% to ₹37,452 Cr while continuing to run down its legacy book by ₹14,000 Cr.

Likely market impact

Positive near-term: margin expansion, improving asset quality, lower gearing (1.9x from 2.4x), AA credit rating, and strong growth AUM trajectory signal business momentum. However, the FY25 consolidated loss on account of the exceptional provision may weigh on sentiment, though management has framed it as a one-off cleanup of the legacy book.