Sammaan Capital Limited has informed the Exchange regarding 'Earnings Update for the quarter and financial year ended March 31, 2025.'.
SAMMAANCAP · price
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Awaiting price reaction for this filing.
Sammaan Capital reported Q4FY25 standalone profit after tax of ₹324 Cr, slightly up from ₹320 Cr in Q4FY24. Net interest income grew 12% year-on-year to ₹1,082 Cr, and net interest margin expanded sharply from 4.5% to 6.2%. For the full year FY25, the company posted a consolidated loss of ₹1,807 Cr, largely due to a one-time exceptional credit cost of ₹3,034 Cr (net of tax) booked in Q2FY25. Asset quality improved significantly, with gross NPAs falling to 1.3% from 2.7% and net NPAs to 0.8% from 1.5%, both at five-year lows. The company raised ₹5,000 Cr of fresh equity and grew growth AUM by 41% to ₹37,452 Cr while continuing to run down its legacy book by ₹14,000 Cr.
Positive near-term: margin expansion, improving asset quality, lower gearing (1.9x from 2.4x), AA credit rating, and strong growth AUM trajectory signal business momentum. However, the FY25 consolidated loss on account of the exceptional provision may weigh on sentiment, though management has framed it as a one-off cleanup of the legacy book.