Announced Fri, 24 Jul · 16:18 IST
SBI Cards Q1 FY27 PAT up 19.5% YoY at Rs 664 cr; NPA improves
SBICARD · price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
Price reaction · full curve 14 horizons · vs prior close
+5.9%1-day move
₹618.00
prior close
₹630.65
base price
After-mkt
timing
5m10m15m30m1D2D3D4D5D7D15D1M2M3M
+1.3+0.8+0.3+0.2+5.9—————————
Up moveDown movePending
AI summary
SBI Cards reported Q1 FY27 total revenue of Rs 5,040.55 cr, up 3.4% YoY. PAT rose 19.5% YoY to Rs 664.44 cr from Rs 555.96 cr. PBT grew 19.3% YoY to Rs 893.13 cr. EPS at Rs 6.98 vs Rs 5.84. Asset quality improved with Gross NPA at 2.04% vs 2.41% and Net NPA at 0.83% vs 1.04% QoQ. Capital adequacy ratio healthy at 25.64%. Company revised its ECL model, adding Rs 180 cr impairment provision and carrying an extra Rs 70 cr for geopolitical uncertainty.
Likely market impact
Solid earnings growth and improving asset quality signal strength. Higher ECL provisions reflect prudent risk management amid geopolitical headwinds.