SBI Cards Q2 profit after tax up 10%, half-year profit nearly flat

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Price reactionminutes from the announcement price · days from the prior close

-4.1%Reaction day

₹936.45

prior close

₹905.00

announcement price

After-mkt

timing

Nifty Midcap 150market · index membership as recorded later (tracked since Jun 2026)+0.8%-4.9% vs market

Non Banking Financial Company (NBFC) peers, median of 206sector+0.0%-4.1% vs sector

On the reaction day the stock moved 4.9 pts less than Nifty Midcap 150 and 4.1 pts less than its Non Banking Financial Company (NBFC) peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

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15m

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30m

-0.3

Sessions after the filingfrom the prior close

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Reaction day

-4.1+0.8-4.9+0.0-4.1

Next day

-3.5+0.8-4.3+0.0-3.5

-2.7+1.4-4.1+0.0-2.7

-5.4+1.2-6.6-0.3-5.1

-6.0+0.7-6.7-0.2-5.8

-5.4+1.5-6.9+0.2-5.6

-7.1+0.1-7.3-1.9-5.2

15d

-7.4+2.1-9.5-2.3-5.1

-5.9+2.4-8.3-3.5-2.4

-9.1+1.0-10.1-5.5-3.6

-17.6-3.5-14.1-13.9-3.8

UpDownMarket · Nifty Midcap 150Sector · Non Banking Financial Company (NBFC) peers, median of 206Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

The board approved unaudited results for the quarter and half year ended September 30, 2025. Q2 revenue rose 12.2% year on year to Rs 4,960.98 crore and profit after tax rose 10.0% to Rs 444.77 crore. Half-year profit after tax was Rs 1,000.74 crore, nearly unchanged year on year. Gross and net bad-loan ratios improved to 2.85% and 1.29%. Auditors flagged extra provisions of Rs 28.05 crore on standard loans and Rs 31.24 crore for stamp duty.

Likely market impact

Higher revenue and better loan quality help, but extra provisions left half-year profit nearly flat, making the near-term stock impact mixed.