Consolidated Key Performance Highlights for Q4 FY25 and FY25
SAHLIBHFI · price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
Awaiting price reaction for this filing.
Shalibhadra Finance, a two-wheeler financier operating in Gujarat, Maharashtra, and Madhya Pradesh, reported FY25 net profit of INR 160 million, up 34% YoY, with Q4 FY25 profit also rising 34% YoY to INR 44 million. Net Interest Income grew 13% YoY to INR 295.8 million for the full year, while disbursements rose 16.1% to INR 1,075.6 million and Assets Under Management expanded 30.6% to INR 1,799.9 million. Asset quality remained healthy with Gross NPA at 2.87% and Net NPA at 0.74%, and the company maintained a strong capital adequacy ratio of 85.7% with a net worth of INR 1,543 million. Return on Equity stood at 9.2% and Return on Assets at 5.9%, while the branch network grew to 53, with a target of 100 branches and a loan book of INR 2,750 million by FY27.
Strong profit growth, healthy asset quality, and a very high capital adequacy ratio signal financial strength and room for expansion, likely positive for shareholder sentiment. The 34% YoY PAT growth and 30%+ AUM expansion reflect solid business momentum, though ROE at 9.2% is modest due to recent equity raise dilution.