SRG Housing Finance Limited has submitted to the Exchange, the financial results for the period ended March 31, 2026.
SRGHFL · price
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SRG Housing Finance reported strong FY26 results with total revenue growing 29.2% to Rs 19,934.25 lakhs from Rs 15,427.45 lakhs in FY25. Net profit after tax increased 33.2% to Rs 3,249.07 lakhs from Rs 2,439.50 lakhs, while basic EPS improved to Rs 20.71 from Rs 17.45. The company raised Rs 7,878.15 lakhs through equity issuance and increased borrowings by Rs 27,251.57 lakhs to fund loan portfolio growth of Rs 28,484.94 lakhs (loans reached Rs 102,712.53 lakhs). Operating margin expanded to 22.14% from 20.35%, and the company maintained 100% security cover on its NCDs. The statutory auditor issued an unmodified opinion with no qualifications. However, operating cash flow turned significantly negative at Rs 24,736.95 lakhs (vs Rs 13,148.71 lakhs) due to aggressive loan disbursements. Related party transactions totaling Rs 976.44 lakhs were disclosed including transactions with KMP, directors, and subsidiary SRG Fingrow Finance.
Strong revenue and profit growth reflects healthy business expansion in the housing finance segment. However, the negative operating cash flow due to heavy loan disbursements is a concern and investors should monitor asset quality and collection efficiency. The clean audit opinion and adequate debt coverage ratios are positive signs for bondholders.